Workers Compensation

Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees who are injured or become ill due to their job. This system is vital for employees and employers – it protects employees by ensuring they receive necessary care and compensation and shields employers from costly lawsuits.

The Claims Process

Filing a workers’ compensation claim involves several steps:

Report the Injury

If an injury or illness occurs at work, it must be reported to the employer immediately. Delaying this step could jeopardize the claim.

Seek Medical Attention

The employee should seek immediate medical care. It’s important to inform the healthcare provider that the injury or illness is work-related.

File a Claim

The employee files a claim with their employer’s workers’ compensation insurance. The claim should include all relevant information about the incident and the resulting injury or illness.

Claim Review

The insurance company reviews the claim. Benefits will be determined based on the severity of the injury or illness and the employee’s average weekly wage if approved.